Employee Benefits

When it comes to health insurance plans, high-deductible health plans (HDHPs) can get a bad rap. The “high deductible” part of the name is enough to deter those worried about rising medical costs. Then there’s the widely held belief that high-deductible health plans are only financially beneficial for young, healthy individuals.

Paytient is a benefit that employers can provide for their employees that can both increase access to healthcare and make it more affordable. But for employers already operating on thin margins, finding additional funds to implement these two strategies can be a barrier.

Americans will spend the vast majority of their adult lives at work, so it’s important that their working environments support a sustainable, balanced lifestyle. The pandemic era has only further emphasized the fact that employees are people with multidimensional lives, with work being only one part of the larger whole.

How can you explain reference-based pricing to your employees? How can you benefit from it? Find the most useful tips you need to know about reference-based pricing for your company here.

Balance billing is a practice in which a healthcare provider bills an insured person for the difference between the cost of a medical service and the insurance company's reimbursement amount. Here’s more on how balance billing works, why it's more common than you might think, and what you can do about it.

Adam Wheeler, M.D., is a co-founder of Big Tree Medical Home, a direct primary care clinic, where he serves as Chief Executive Officer. Dr. Wheeler enjoys hacking the health system and may be the only doctor in the U.S. who secretly dreams of working in finance.