Healthcare affordability solutions
Add affordability to any plan.
Your clients are torn between skyrocketing costs and shrinking coverage. With Paytient, you can help them strengthen benefits and lower costs—without compromise.
Integrated into 6,000+ employer health plans
Key benefits
Clients don’t need another app—offer real relief.
Give prospects a reason to choose you, and clients a reason to stay. Add Paytient as a seamless layer of affordability and access to any plan, transforming benefits in ways employees can feel and employers can measure.
Boost satisfaction
No more client frustration when employees can’t afford care. Help increase benefits satisfaction even as out-of-pocket costs rise.
Add and explain easily
Paytient works with any carrier, plan, or funding model. Employees simply repay at their own pace, in one place, with no fees or interest.
Gain a partner, not just a product
We’ll provide co-sell support to help you land accounts and equip you with everything clients need for a smooth rollout.
Unlock cost savings
Paytient gives members the confidence to choose cost-effective coverage. Help clients save on premiums while keeping benefits strong.
Drive engagement
When people can pay for care as needed, they actually use their benefits. Members book earlier care, pick up prescriptions, and follow through.
Empower better plan design
Every Paytient transaction generates valuable, transparent data. Your clients can leverage out-of-pocket spending insights to refine benefits.
Why brokers love Paytient.
Betterperformance
50%
of Paytient members report higher productivity
Deeperloyalty
23%
lower employee turnover attributed to Paytient
Highersatisfaction
92%
of Paytient members feel more satisfied with their benefits
Betterperformance
50%
of Paytient members report higher productivity
Deeperloyalty
23%
lower employee turnover attributed to Paytient
Highersatisfaction
92%
of Paytient members feel more satisfied with their benefits
Here’s the plan: Everyone benefits.
By sponsoring Health Payment Accounts (HPAs) with up to $10k in fee-free purchasing power1, clients remove out-of-pocket costs as a barrier to care. Employers save, employees thrive, and you exceed expectation.
Employers add Paytient
Your clients introduce Paytient as an affordability solution alongside existing benefits.
Employees pay for care
Paytient helps employees pay for care whenever needed, with just a tap of the card or app. They repay over time with no fees1.
Paytient gives support
We back you up with broker-ready materials, help with rollout and engagement, and ongoing member support.
Better benefits without plan disruption.
Setup is fast and flexible, member activation is immediate, and returns grow over time as more people choose earlier care—and lower premiums.
Low friction, high reward
Paytient handles integration—in days, not weeks. Pair with any existing plan, minimizing administrative lift, and gaining spending insights in a clean dashboard.
Flexes to fit budgets
With multiple funding models, you can recommend the approach that meets each client's operational and financial needs.
Spans care settings
While simple to implement, Paytient opens up access to a wide range of care—including medical, dental, pharmacy, and even veterinary services.
Case study
Solving real benefits challenges.
See how Paytient is building the Better Care Economy—one success story at a time, improving lives and bottom lines.
The Coordinating Center: breaking down high-deductible barriers
"Strong benefits weren't enough. High deductibles kept employees from accessing care when they needed it. Paytient removed that barrier, giving employees confidence to choose cost-effective coverage and get care without delay."
Help clients transform health benefits for good.
Add Paytient to your portfolio, and stand out in the market.
FAQs
Get answers to common (but key) questions about Paytient.
What happens if an employee leaves the plan or doesn’t repay the amount they’ve borrowed?
Paytient assumes all the risk for the line of credit given to employees. If an employee leaves, we will contact them to figure out the best way for them to continue their payments outside of payroll deduction.
Does Paytient work with tax-advantaged accounts (HSA/FSA)?
Paytient Health Payment Accounts (HPAs) supplement existing HSA and FSA programs. HPAs help members access care beyond available FSA funds, cover expenses before sufficient HSA balances have accrued, and avoid prematurely spending down HSA savings. HPAs also help address eligible healthcare costs not covered by HSAs or FSAs.
How much does Paytient cost, and is a credit check required?
Employees repay only what they spend through their Health Payment Account (HPA)—nothing more. Employers pay a per-employee, per-month fee to offer HPAs alongside benefits plans. Paytient does not run credit checks or pull credit scores to open any HPA. Instead, employees self-report income and expenses during onboarding so we can lend responsibly and comply with federal and state regulations. In some cases, access may be limited due to regulatory requirements.
Are payment plans adjustable?
Payment plan schedules are personalized and adjustable. If your financial situation changes, you can contact Paytient's support via the app or email (hello@paytient.com) to adjust your plan. Regardless, all employees pay back what they spend on their Health Payment Account (HPA) and not a penny more!