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the problem

Deferred healthcare increases costs and hampers productivity.

Delayed and forgone care is far more common than you might think.  After all, only 39% of Americans have enough savings to withstand a $1,000 emergency.

About 40% of U.S. adults delayed or missed care in 2021 due to an inability to pay.

While deferred and delayed care affects people from all walks of life, the burden isn’t shared equally.

Pie chart illustrating the percentage of adults that delayed or missed care due to inability to pay
Father hugging and carrying his child
the solution

How Paytient helps.

Paytient makes out-of-pocket costs more manageable. In fact, 43% of our members say they wouldn't have been able to get care without Paytient.

With a Paytient Health Payment Account, employees can eliminate financial barriers to care for their whole family — including pets. After each transaction, they choose an interest-free payment plan that fits their budget.

  • On-demand line of credit with a limit set by the employer.
  • Pays for medical, dental, vision, pharmacy, and vet care.
  • No credit check promotes equitable access.
  • Providers are paid in full.
  • Employers are not on the hook for unpaid balances.

By helping your employees to get care sooner, you reduce the likelihood of large claims and put less pressure on health benefit prices in subsequent years.

Our members love us
“Went to the doctor for a medication check-up and ended up getting labs. What I thought would be a free visit ended up being $220, so I thought I’d try my new Paytient card. It worked like a charm and was nice to feel like I’m in control and have options — on my terms. Thank you, Paytient!”

– Scott

"Paytient was a blessing to me. I had been without my glasses for five months because they are expensive, and then I remembered I had that card. It covered the cost of my glasses at a time when money is tight."

– Carla

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Educational resources

Download our Quick Start Guide for free.

Get up to speed on the new benefit employers and employees are raving about.

See how HPAs can positively impact employees who are faced with unpredictable care expenses.
Fill benefit gaps, unlocking access to care across a wide spectrum of providers.
Find out what implementation and administration look like when you partner with Paytient.
A cropped image of a mobile phone displaying a payment schedule module on its screen. The module prompts the user with the question, 'How do you want to pay for your total of $62.89?' Repayment options are presented on the screen, allowing the user to split the total into one, two, three, or four payments. Surrounding the mobile phone are floating icons representing different medical categories: medical, dental, pharmacy, and vet.
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