Too many employees can’t afford to get care. Let’s fix that.

Paytient Health Payment Accounts (HPAs) can help you retain employees, advance health equity, and improve health plan optionality all while helping your team access and afford care.

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4.9/5

How it works

Meet the Paytient card.

Employees receive a small line of credit¹ they can use to pay the out-of-pocket cost of care for their whole family — including pets. After each transaction, they choose a personalized interest-free payment plan that fits their budget.

Interest-free credit for care with a limit set by the employer.

Pays for medical, dental, vision, pharmacy, mental health, and vet care².

No credit check promotes equitable access³.

Employers are not on the hook for unpaid balances.

Providers are paid in full.

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Why Now?

Paytient solves your toughest benefits challenges.

Sponsoring a Paytient HPA card for your team can help you and your people cope with changes in the benefits portfolio, resulting in better health for your team and significant savings for your company.

Encourages early treatment by removing financial barriers to care.
Promotes health equity by offering interest-free credit without a credit check³.
Boosts retention. Paytient cardholders are 32% more likely to stay in their role.*
Fills benefit gaps, unlocking access to care across a wide spectrum of providers.
Drives employee-led decisions to choose higher deductibles by making it easier to pay for care.
Relieves stress that comes when a family member or pet is sick or hurt.
Seamless implementation and easy admin won’t overburden your team.

24/7 virtual care.
Major Rx discounts.

Advance employee access to care while lowering costs, with around-the-clock virtual care and markdowns on prescriptions at over 35,000 pharmacies.

Virtual care inside a highly utilized platform, easily payable with a Paytient card.
Strengthens benefit stack with a whole health approach, and doesn’t trigger ERISA.
Improved effectiveness of care and reduced ER visits, high-cost claims, and work hours lost.
Better medication adherence and reduced Rx cost.

Employers love Paytient

“So very thankful for our relationship with Paytient. They have been life savers for our employees, which makes them a fantastic addition to our team!”

– Plant Manager, Otscon Manufacturing

What about ROI?

Paytient is a powerful investment in your team’s health.

A small investment in Paytient unlocks productivity and cost savings across your organization. Our in-house actuaries did the math to calculate the costs Paytient could conservatively help you avoid.

Turns out a small investment in Paytient can produce an outsized ROI.

Here’s how Paytient could drive material cost savings.

$8.83 PEPM

Eliminate half day absence per employee^*

$7.38 PEPM

0.3% reduction in employee turnover

$5.57 PEPM

Reduce deferred medical care

$22 PEPM

These compounding benefits can deliver 5-10x ROI on a small investment in Paytient.

*Let’s assume the average employee’s annual salary is $60,000.

A benefit you and your team will love

“They care about our employees just like their own. They've made it a smooth rollout and are willing to help in any way they can. I highly recommend Paytient and the great people there!”

– Vanessa R (HR, Education)

“I appreciate the opportunity to continue my health journey and not have to skip appointments due to the high cost of copays due at the time of service. The payment plan is greatly appreciated and affordable.”

– Daniel S

"Had to have a MRI and haven’t met my deductible yet. Was able to use my Paytient card to cover the cost. They gave me several repayment plans and I was able to pick one that fit within my budget."

– Jennifer

FAQ

Still have questions? We’ve got the answers.

What if an employee leaves my company and owes a balance?

How does Paytient work with an HSA or FSA?

Paytient Health Payment Accounts supplement and protect existing HSA/FSA funds. We create financial flexibility so members can make the most of their tax-advantaged accounts — by leveraging their HPA to afford care in excess of their FSA funds, to pay for care before they have accrued sufficient HSA balances, and to avoid spending down their HSA funds. An HPA also addresses care costs not covered by FSA or HSAs.

Where can my employees use Paytient?

The sponsoring organization can offer Paytient Health Payment Accounts that can be used for medical, dental, pharmacy, vision, and/or veterinary expenses at both in-network and out-of-network providers. HPA cards work at most providers that accept Visa as long as the merchant bills to a covered category (e.g., medical, dental).
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Rarely, a provider might be owned by another company with a different merchant category that isn’t included in the program. In those cases, employees can reach out to our customer support team for help.

How much does this cost my employees?

Does Paytient require a credit check?

Can employees adjust their payment plans?

What do I need to do to implement Paytient?

Meet the Paytient card.

Paytient solves your toughest benefits challenges.

24/7 virtual care. Major Rx discounts.

Paytient is a powerful investment in your team’s health.

Still have questions? We’ve got the answers.

Ready to help your employees access the care they need? Let’s talk.

24/7 virtual care.
Major Rx discounts.