Employee healthcare solution
Healthy employees, healthy business.
As healthcare costs climb, benefits don’t have to shrink. Paytient helps you protect the health of your team and your bottom line.
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Integrated into 6,000+ employer health plans
It pays to be a Paytient employer.
When you say “yes” to Paytient, your team can say “yes” to care—without fear or delay. Employees get confident care and financial freedom. You get real savings, and maximum returns on your healthcare spend.
Cut costs—not benefits
Savings stack up as employees opt for more cost-effective coverage and preventative care.
Help employees thrive
Pairs with any plan to protect employees’ physical and financial wellbeing.
Boost retention and engagement
Earn loyalty by adding built-in affordability to your employee healthcare benefits.
Leverage spending insights
Get visibility into out-of-pocket spending, and optimize benefits design over time.
Add an ROI layer to your existing benefits stack.
Paytient integrates with your current setup in days, giving you visibility into spending patterns and eliminating administrative headaches.
Flexibility to fit your budget
Choose the funding model that aligns with your benefits spend and strategy.
Works with your plan
Paytient adds instant value to HDHPs, PPOs, copay plans, or HSA-connected designs.
No payroll changes needed
Get onboarded and operational in days, without any tweaks to payroll.
Dashboard shows what matters
Track engagement, identify spending patterns, and optimize your employee healthcare benefits.
Member support included
Employees get dedicated help when they need it. No extra burden on HR.
Your team gets the power to pay. You get the edge in benefits.
Paytient transforms your entire benefits stack, making benefits easy to use and cost-effective.
Your sponsor Paytient
Employees get Health Payment Accounts (HPAs), with up to $10k in purchasing power1 to cover the out-of-pocket costs of care for their family—even pets2.
Employees tap to pay
At the point of care, employees tap their Paytient card or app to pay. Next, they choose an interest-free repayment plan that fits their budget. No credit checks needed3.
Everyone wins
Employees opt for earlier care and higher deductible plans. You curb costs, get insights on out-of-pocket spending, and reap the rewards of a thriving workforce.
Here’s the plan: Everyone benefits.
When it comes to healthcare, access and choice shouldn't depend on credit scores or approvals2. With Paytient, everyone gets the freedom to choose well.
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Choose your plan
Review pricing options. Select the funding model that fits your needs, budget, and goals.
2/
Start onboarding
Implementation is flexible. From simple file exchanges to full API integrations, we handle it.
3/
Launch to employees
Get ready-to-go emails, FAQs, and posters help activate your team, on the app or online.
Get healthy returns on your benefits investment.
Paytient changed how our team approaches healthcare.
“One of the things that I set out to do is always lead with integrity. I think about how we are treating the people that we ask to come to work every day. Being able to take a step in this direction with the benefits package we're providing our employees allows me to say, ‘I did this, I made this choice.’”
“I think Paytient can work for any industry at any level. It has financially changed how some people think about their medical care and if a district is thinking about it, I would say, ‘Do it. It's incredible.’”
“Through Paytient’s insights, we were able to see that a lot of people used the Paytient card for dental expenses. It helped us realize we needed to improve the dental benefits we offered to our employees.”
Healthier teams
80%
of members accessed care they would have delayed or skipped
Higher performance
50%
of employees report being more productive at work because of Paytient
Deeper loyalty
23%
lower employee turnover reported by companies offering Paytient
Healthier teams
80%
of members accessed care they would have delayed or skipped
Higher performance
50%
of employees report being more productive at work because of Paytient
Deeper loyalty
23%
lower employee turnover reported by companies offering Paytient
Insights & Resources
From practical tools and benefits guidance to the latest thinking and data, learn about how Paytient is building the Better Care Economy—and how you can be part of it.
Care for your people with Paytient.
Coverage as usual doesn’t cut it. Bring cost and care into balance with Paytient—so you can save, and employees can thrive.
FAQs
Get answers to common (but key) questions about Paytient.
How are Paytient’s Health Payment Accounts (HPAs) different from HSA/FSA?
A Paytient Health Payment Account supplements existing HSA/FSA funds and addresses care costs not covered by FSA or HSAs. Your employees can leverage their HPA to pay for care before they have accrued sufficient HSA balances.
Employees can use HSA or FSA funds to repay their Paytient balance.
How long will it take to implement Paytient?
Unlike other healthcare financing solutions implementation takes days, not weeks, and requires no changes to payroll vendors.
The dashboard helps you track utilization without the operational headaches. Paytient handles member support, so there's minimal ongoing administrative burden on your HR team.
Can Paytient work alongside our existing employee health plans, healthcare financial services, and payroll providers?
Paytient works alongside any health plan—HDHPs, PPOs, copay plans, or HSA-connected designs. There's no need to change carriers or restructure your healthcare benefits. Paytient layers in as an affordability solution that makes your existing healthcare benefits more accessible and effective.
Paytient seamlessly connects to your payroll system integrating with Paychex, Paylocity, and a growing number of payroll providers. We’ll match your preferred deduction method and follow your business-as-usual processes.
What if an employee leaves my company and owes a balance?
Paytient assumes all the risk for the line of credit given to employees. If an employee leaves, they will no longer be able to make new charges on their Health Payment Account (HPA) card, and we will contact them to figure out the best way for them to continue any outstanding payments outside of payroll deduction.