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Why Pair Paytient with an HSA?

Paytient makes additional funds available to supplement employees’ existing HSAs, creating financial flexibility so members can make the most of their tax-advantaged accounts.

  • Employees can use Paytient to pay for care before they have accrued sufficient HSA balances.
  • If an employee’s goal is to take advantage of the compounding effects of investing their HSA dollars, they can use their Paytient credit line to cover costs and let their savings grow.
  • When using Paytient, employees aren’t required to follow the same qualifying expense guidelines as HSAs or FSAs, so employees can use their Paytient card to address care costs that might not normally be covered.

Paytient and HSAs aim to make wellness affordable and accessible, but when used together, they brighten your employee’s financial and physical outlooks in the present and future.

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The Paytient App home screen on a mobile device is shown from an over-the-shoulder perspective of a woman.

Why Pair Paytient with an FSA?

FSAs are a great complement to Paytient members when they’re used in tandem.

Paytient can help pick up the slack when FSA funds run out. Employees should spend all their funds before the next enrollment period because FSAs are a “use it or lose it” benefit.

‍And when that account is tapped, Paytient provides a convenient, interest-free safety net for care consumers. Paytient members receive a virtual or physical Visa card with a credit allowance that can be used and repaid over and over again throughout the year.

how it works

Paytient pairs easily with any health plan.

With a Paytient Health Payment Account, employees can pay for care for their whole family — including pets. After each transaction, they choose an interest-free payment plan that fits their budget.

  • On-demand line of credit with a limit set by the employer.
  • Pays for medical, dental, vision, pharmacy, and/or vet care.
  • No credit check promotes equitable access.
  • Providers are paid in full.
  • Employers are not on the hook for unpaid balances.

Paytient pairs easily with any health plan, can be introduced off-cycle, and compliments HSAs/FSAs and other financial wellness benefits.

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Our members love us
“Went to the doctor for a medication check-up and ended up getting labs. What I thought would be a free visit ended up being $220, so I thought I’d try my new Paytient card. It worked like a charm and was nice to feel like I’m in control and have options — on my terms. Thank you, Paytient!”

– Scott

"Paytient was a blessing to me. I had been without my glasses for five months because they are expensive, and then I remembered I had that card. It covered the cost of my glasses at a time when money is tight."

– Carla

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Educational resources

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Get up to speed on the new benefit employers and employees are raving about.

See how HPAs can positively impact employees who are faced with unpredictable care expenses.
Fill benefit gaps, unlocking access to care across a wide spectrum of providers.
Find out what implementation and administration look like when you partner with Paytient.
A cropped image of a mobile phone displaying a payment schedule module on its screen. The module prompts the user with the question, 'How do you want to pay for your total of $62.89?' Repayment options are presented on the screen, allowing the user to split the total into one, two, three, or four payments. Surrounding the mobile phone are floating icons representing different medical categories: medical, dental, pharmacy, and vet.
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