HDHP / HSA / FSA

The annual list honors groundbreaking technologies with the potential to reshape industries and redefine the way we work and live.

Your employees are already telling you something with their spending. Here's what it means for your plan.

Traditional benefits like HSAs, FSAs, and HRAs leave employees vulnerable to immediate out-of-pocket healthcare costs. Paytient’s cost-smoothing pairs with these tools, allowing employees to pay medical bills over time with zero interest.

The best 2027 benefits plans are being built right now. Discover why cost smoothing is the strategy CHROs need to cut costs and improve employee healthcare access.

Managing healthcare costs can feel like a financial tightrope walk. One unexpected bill can throw off your entire budget, and even with insurance, the out-of-pocket costs can pile up fast. That’s why having the right tools in place—like a Health Payment Account (HPA) and a Health Savings Account (HSA)—can make all the difference.

Managing healthcare costs doesn’t have to feel overwhelming—especially when you have the right tools in your wallet. Health Payment Accounts (HPAs) and Health Savings Accounts (HSAs) are two powerful options that are often treated as standalone solutions, but here’s the thing—they’re even better when they’re paired together.