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Employee benefits affordability solutions

Make it easier for you and your team to afford healthcare.

Paytient is an employer-sponsored healthcare payment solution that helps employees pay for care now and spread the cost over time.

No interest
No fees
No credit check required
Flexible repayment
No disruptions
Smartphone screen showing Paytient app with card balance $1,287.45, next auto payment $12.55, and a purple Paytient card alongside the phone.

Integrated into 6,000+ employer health plans

Why Paytient?

Drive more of the care 
people actually need.

Paytient makes it easier for people to afford healthcare when they need it. 
You save money with less high-cost claims resulting from deferred or skipped care.

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High deductibles and out-of-pocket costs prevent employees from using their benefits.

Even with coverage, 38% of people delay or skip care because of the cost.

Mobile screen showing Walgreens Pharmacy transaction repayment of $80 with option to choose a repayment plan of 4 monthly payments of $20 starting 01/15/26 and ending 03/15/26.

Enable your team to pay for care over time without interest.

After paying in full for care with Paytient, the app lets them choose their repayment schedule

Autopay and payroll deduction options reduce friction

80% of our members accessed care they would have delayed or skipped

Delayed care creates high-cost claims.

Up to 69% of all medication-related hospitalizations are due to cost-related non-adherence.

Donut chart showing total spend of $9,845 distributed by category: Pharma $1,295, Vision $2,000, Veterinary $100, Dental $2,250, Medical $4,200.

See what’s working, and where employees need support.

Every Paytient-powered care transaction generates actionable insights

Understand how out-of-pocket costs affect employees, and offer cost-saving solutions

Healthcare is personal, but plans are still standardized.

71% of employees explicitly state they would prefer benefits to be tailored to their individual circumstances.

Diverse group of adults seated in a bright room, attentively listening and smiling.

Increase retention, engagement and productivity.

71% of our members say they are more likely to stay with their employer

94% of our members report reduced financial stress

Join the
movement

23M

members and 
growing strong

Retain
employees

90%

retention for members using Paytient

Save on
premiums

34%

of members switched, or want to 
switch, to lower premium plans

Join the
movement

23M

members and 
growing strong

Retain
employees

90%

retention for members using Paytient

Save on
premiums

34%

of members switched, or want to 
switch, to lower premium plans

Employer experience

Fast to launch. Simple to manage.

We’ll help you get up and running fast, integrate smoothly, and welcome employees to a new experience of healthcare that fits real life.

1/
 Choose your plan

Select the right funding model and purchasing power for your workforce.

2/
Launch in days, not weeks

Paytient layers onto any benefits plan, and our team provides full integration support.

3/ Onboard employees

We’ll ensure a smooth roll-out and spread the word by providing emails, posters, and more.

4/
Track and optimize employees

Go to your Paytient Operations Portal for instant spending insights, and finetune benefits.

Hear from our partners.

Shannon Lundeen
shannon lundeen

“One of the things that I set out to do is always lead with integrity. I think about how we are treating the people that we ask to come to work every day. Being able to take a step in this direction with the benefits package we're providing our employees allows me to say, ‘I did this, I made this choice.’”

Shannon Lundeen

President

stephens-college
Tina Shultz
tina-shultz

“I think Paytient can work for any industry at any level. It has financially changed how some people think about their medical care and if a district is thinking about it, I would say, ‘Do it. It's incredible.’”

Tina Shultz

Educator

MERRILLVILLE
COMMUNITY SCHOOL CORPORATION
Mary McEvoy
mary-mcevoy

“Through Paytient’s insights, we were able to see that a lot of people used the Paytient card for dental expenses. It helped us realize we needed to improve the dental benefits we offered to our employees.”

Mary McEvoy

Director Human Resources

Shasta Pool Supply

No more
delayed care

5-10X

ROI can be seen as savings and productivity accelerate

Trusted

4.9/5

rating on TrustPilot with over five thousand reviews

Highly
Recommended

78%

of members say they're healthier because of Paytient

No more
delayed care

5-10X

ROI can be seen as savings and productivity accelerate

Trusted

4.9/5

rating on TrustPilot with over five thousand reviews

Highly
Recommended

78%

of members say they're healthier because of Paytient

Who it’s for

Employers are making healthcare more affordable with Paytient.

Organizations of all sizes are using Paytient's healthcare payment solutions to make it easier for their business and employees to pay for and save on care.

Mid-size employers & start-ups

Pick from turnkey plans for near-instant purchasing power for your team.

Enterprise

We’ll work with you to customize a plan for savings at scale—and we’ll handle integration, fast.

Bring cost and care into balance.

Choice changes everything. Power smarter healthcare 
decisions with smarter benefits. That’s the power of Paytient.


Two women smiling and talking outdoors with trees and sunlight in the background.

FAQs

Get answers to common (but key) questions about Paytient.

How much does it cost to offer Paytient to my employees?

Employers with up to 249 employees can visit our plans and pricing page, and sign up for their chosen plan and funding model online. Insurers and enterprise customers can contact us to discuss custom plans.

Are healthcare financing solutions like this complex and time-consuming to administer?

No. Implementation takes days, not weeks, and requires no changes to payroll vendors. Paytient carries the bulk of the work so that managing the program is as easy as possible for you. Our team will provide support during implementation, guiding you through setup, activation, and launch. You get a dashboard for tracking utilization without the operational headaches.

How does Paytient integrate with our current employee healthcare plans?

Paytient works alongside any health plan—HDHPs, PPOs, copay plans, or HSA-connected designs. There's no need to change carriers or restructure your benefits. Paytient layers in as an affordability solution that makes your existing healthcare benefits more accessible and effective.

Can healthcare payment solutions work with our existing health plans (HSA/FSA)?

Absolutely. Employees can use HSA or FSA funds to repay their Paytient balance, which helps preserve tax-advantaged savings while still getting care when needed. This makes Paytient one of the most flexible healthcare financing solutions available for both employees and employers.

Still have questions?

Can’t find the answer you’re looking for? Please chat to our friendly team.