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Integrated partner affordability solutions

Solve healthcare affordability without starting from scratch.

Add interest-free purchasing power to build in affordability. Deliver a simpler experience for members. Streamline back-end operations. Paytient can make it happen—configured inside your own plan or platform.

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HCSC
North Carolina
Optum
sidecar health
Elevance Health
HCSC
North Carolina
Optum
sidecar health
Elevance Health
Partnerships

Powered by the Paytient Affordability Platform

Built for Alternative Health Plans, Fintechs, and Payers ready to make care affordable for their members.

Helping AHPs deliver on their promise.

Zelis is partnered with Paytient to deliver a payment experience that fully aligns with the forward-thinking design of Alternative Health Plans (AHPs) — eliminating surprise bills, reducing out-of-pocket exposure, and making affordable care predictable for every member.

Together we embedded Paytient’s interest‑free Health Payment Account (HPA) capabilities directly into Zelis’ member experience platform for AHPs, so members can finance out‑of‑pocket costs seamlessly within the Zelis environment.

This integrated healthcare affordability solution empowers members to take control and engage with their care confidently, transforming the healthcare experience.

Built-in cost saving with zero disruptions.

Gravie's flagship health plan, Comfort, includes a comprehensive list of no-cost services. Members are rarely responsible for out-of-pocket healthcare expenses, but for those less common situations, there is Gravie Pay, with lending powered by Paytient.

Gravie Pay eases any remaining financial burden for even more peace of mind. Gravie members pay a provider in full at the point of service using Gravie Pay, then choose a customized zero-interest repayment plan.

Members go to the Gravie member portal to repay out-of-pocket costs in one place, at their own pace.

A healthier way to pay for care.

Anthem approached Paytient seeking a simple way for members to pay for medical and pharmacy care—the key to better adherence and utilization—and, therefore, cost savings for everyone.

Anthem Blue Cross and Blue Shield health plans now include the Paytient card, giving members instant access1 up to $2,000.

Members pay for care2 over time at their own pace—always interest-free—through the Paytient member portal or app.

Key capabilities for integration

A flexible payment platform, 
built to integrate anywhere.

We help partners remove the barriers between members and the care they need. Whether you embed one or multiple Paytient capabilities into your product flow, or brand your own white label product, our flexible platform can be integrated seamlessly to help you stand out in the market.

Gravie Pay Visa card with a chip, displaying name Frankie Smith and partial card number ending in 1234, powered by Paytient.

Automatic affordability:
Seamless payments and guardrails.

  • Digital or physical payment card for use at providers and pharmacies
  • Merchant category controls to ensure healthcare-related spend
Mobile screen showing Gravie Pay app transaction repayment for Walgreens Pharmacy, $80 due on January 8, 2026, with options to choose a repayment plan or pay full amount now.

Repayment engine:
Stress-free repayment for everyone.

  • Providers are always paid in full while members pay balance over time -interest free
  • Enables "superbill" with cost smoothing functionality to improve the member experience
Smartphone screen showing a transaction repayment interface with a payment method section including a $10 rewards balance toggle and Chase Bank account ending in 0385, plus an option to earn more rewards.

Rewards turn passive members into active participants.

  • When members are recognized and rewarded for taking healthy action, behavior changes
  • Your plan becomes a partner in their health—not just a card in their wallet
Icon of a classical bank building with a shield and check mark, labeled 'Lender & risk holder'.

We carry the risk: 
Prioritise your employees' care.

  • Paytient often serves as lender and risk holder for partners
  • Level and balance of servicing is dialed in for each partnership structure

The affordability infrastructure your members have been waiting for.

Partner with Paytient to ensure your members access care when they need it.

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