Championship teams win with strategy
In baseball, a strong starting pitcher might carry a team for a few innings, but no coach builds a season around one player. Great teams know how to rotate their lineup, when to bring in a utility player, and how to plan for all nine innings, plus extra if the game calls for it.
Designing a modern employee benefits strategy should work the same way. You need strong starters (like major medical coverage and paid time off), but you also need a reliable second string. When the game goes long or the unexpected happens, you need someone on the bench who can step in and keep things moving.
Traditional lineups are breaking down
Most employers offer a solid starting roster:
- Major medical (your starting pitcher)
- PTO and leave policies (your shortstop)
- Dental, vision, EAPs (your reliable infield)
These are foundational, no doubt, but they’re not enough to win in today’s environment.
Today’s workforce isn’t playing the same game as a decade ago. They’re navigating higher deductibles, tighter budgets, and more complex care needs, all while managing stress, uncertainty, and change. The old playbook isn’t cutting it.
Healthcare costs have outpaced wages for years. Nearly 40% of workplace-insured Americans now say they’ve delayed necessary care because of cost. Meanwhile, only 41% have enough savings to cover a $1,000 surprise expense. One unexpected bill, like a root canal, a therapy session, or a prescription refill, can take your people out of the game.
Uncertainty is the opponent. Confidence is the strategy.
We’re living in a moment where uncertainty is the norm, and not just in the economy. People are unsure if they can afford a doctor’s visit, if their plan covers therapy, or what happens if their child gets sick and they’re not prepared. Uncertainty erodes trust. And when employees can’t trust their benefits, they disengage not just from care, but from their employer.
That’s where Paytient comes in.
Paytient: Your pinch hitter, utility player, and relief pitcher, all in one
Paytient isn’t here to replace your core benefits. It’s here to support them. It’s here to fill the gaps between intention and impact.
With Paytient’s Health Payment Account (HPA), employees get access to a plan-sponsored, interest- and fee-free line of credit they can use for any qualified out-of-pocket healthcare cost. That includes medical, dental, and vision, mental health, pharmacy, and even veterinary care
Instead of delaying care or dipping into savings, employees can swipe their Paytient card and repay the cost over time without fees, interest, or credit checks.
It’s a simple play that changes the entire game.
Don’t just plan for the high-stakes moments
Too many benefit strategies are designed for the “tentpole” moments like surgeries, hospital stays, catastrophic events. But the real loyalty is built in the everyday stuff. That refill. That checkup. That dental visit. The small things that go unseen until they go unmet.
Think of it like practice. Great coaches don’t just schedule weekly practice and call it all good — they plan, innovate, and work with each of the players to build anticipation, trust, and connection before the big moment.
You can do the same with your benefits strategy.
If your team shows up to the big game unprepared, they’re going to lose, and it’s going to hurt. But, by giving your people tools that work in the day-to-day that help them feel seen, supported, and prepared, you build trust long before the ER visit or surgery bill, and that trust lasts.
Rethink your roster before the next season
Adding Paytient doesn’t require a plan redesign or a premium increase. There’s no need to rebuild from scratch. It’s like adding a power player to your bench — someone who can step in at the moment of need and make a difference.
And it’s working:
- 94% of members say Paytient relieves their financial stress.
- 71% say it makes them more likely to stay with their employer.
- Use cases range from urgent care to braces to therapy to vet bills. Real life, real needs.
The bottom line
The best teams win not because of flash, but because of depth. They know how to pivot, respond, and support their players in every inning.
Your employees deserve the same. With Paytient, you give them the ability to afford care when it’s needed wihtout delays, added stress, or guesswork. That’s how you build a benefits strategy that performs under pressure, earns trust, and keeps your team in the game.
If you want better health outcomes for your people and increased loyalty, start with benefits that are there at every practice — not just the big game.
Want to build a benefits strategy that performs in every inning? Let’s talk.
