Let’s talk about the $21,600 elephant in the room.
That’s the average cost of just one IVF cycle in the U.S., and most patients need more than one. Fertility services like egg preservation, IUI, and diagnostic testing are becoming essential healthcare needs, not “extras.”
Yet for many employers, the price tag and the administrative lift feel out of reach. Most plans either exclude fertility coverage altogether, or make access complicated and inequitable. Meanwhile, the demand is skyrocketing.
Your people are asking for this benefit. The good news? You don’t have to overhaul your plan or your budget to say yes.
Fertility is a priority. Most plans treat it like a luxury.
Fertility care is one of the most requested and personal benefits your employees may ever need. However, very few benefit plans cover it in a way that’s clear, comprehensive, or compassionate.
The result? People delay treatment. They feel unseen. They disengage from care and from their employer.
At that point, you’ve lost the opportunity to show up when it matters most.
A simpler, smarter way to support fertility access
Paytient’s Health Payment Account (HPA) gives employees an interest-free way to pay for fertility care over time, including:
- IVF and IUI
- Storage and diagnostics
- Out-of-network providers
Employees use their Paytient card to pay upfront, then repay on their terms with no credit checks, no fees, and no confusion.
You don’t have to cover the cost of care. You just have to open the door.
Why it works for employers
- No core plan changes.
Keep your current coverage as-is — Paytient layers on without disrupting your network, tiers, or premiums. - No financial exposure.
Paytient fully funds the line of credit and manages repayment, even if an employee leaves your company. - Equity and inclusion by default.
Whether it’s a same-sex couple pursuing IVF or a single employee preserving fertility, Paytient ensures access without invasive gatekeeping. - Big impact, measurable results.
90% of Paytient users say it increases their satisfaction with their benefits, and 71% say it makes them more likely to stay with their employer.
What employees experience
Say an employee wants to freeze eggs, but their plan doesn’t cover it. With Paytient, they can swipe their card at the clinic, get the care they need, and repay it over time.
That’s not just a benefit — it’s a life-changing moment of support.
The bottom line
Fertility isn’t fringe, it’s foundational. And the companies that show up in these moments build the kind of trust that lasts.
With Paytient, you don’t have to choose between affordability and empathy. You can say yes to your people, and no to plan redesigns, cost exposure, and complexity.
Ready to make fertility care more accessible, without the costs and complexity? Let’s talk.
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