HDHP / HSA / FSA

The U.S. healthcare system is a patchwork of solutions to the perennial problem of ever-increasing costs. Where do consumer-driven health plans fit into the mix? And can they really help you and your employees save money?

When they were first conceived, high-deductible health plans were meant to control the rising costs of healthcare. Although HDHPs can help folks save quite a bit of money, it turns out they might be discouraging folks from seeking important preventive care.

Health savings accounts have not been the harbingers of healthcare equity many folks assumed they would be. While they have fallen short in terms of making healthcare more equitable, HSAs still have a lot of untapped potential.

The U.S. health insurance landscape is vast and often incredibly confusing. Human resources professionals must do their best to educate employees on HDHP pros and cons so they can maximize their benefits.

By using Paytient for everything from medications to dental care, people are able to bridge gaps in their insurance coverage and take charge of their wellness and health. Members are able to pay at their own pace and benefit from a solution that places people over process.

There are other ways employers can help employees cover the costs of high-deductible health plans. Learn what employers can do to help their employees close the financial gap between high-deductible health plans (HDHP) and Health Savings Accounts (HSA).