Why offer a Health Payment Account?
Health Payment Accounts (HPAs) turn unexpected healthcare costs into manageable, interest-free payment plans—a benefit employees love because it takes the stress out of paying for care.
With a proven track record of boosting health equity, retention, and financial wellness, it’s a benefit employers love, too!
Paytient helped Amy afford her son's care without neglecting her own health.
Small benefit,
big impact.
Access to care, financial wellbeing, health equity, and retention are challenges employers must address to build healthy and productive teams.
Paytient partners with employers to address these challenges, including:
- Reduced absenteeism
- Lower turnover
- Measurable health equity impact
- Lower claims expense over the long term
24/7 virtual care.
Major Rx discounts.
Advance employee access to care while lowering costs, with around-the-clock virtual care and markdowns on prescriptions at over 35,000 pharmacies.
- Virtual care inside a highly utilized platform, easily payable with a Paytient card.
- Strengthens benefit stack with a whole health approach, and doesn’t trigger ERISA.
- Improved effectiveness of care and reduced ER visits, high-cost claims, and work hours lost.
- Better medication adherence and reduced Rx cost.
How Paytient helps with —
Paytient reduced turnover rates by 32%
In a 2023 analysis including 68 employer groups and over 11,000 employees, active Paytient cardholders had a turnover rate 32% lower than those without the card.
How would your team benefit if your turnover rate went down by almost a third? Employers are saving not only recruiting costs but their HR teams get back the time they were spending on finding new employees.
No interest or fees— ever.
Paytient is sponsored by employers who are mindful of their responsibility to improve the physical and financial wellbeing of their employees. That’s why there’s no interest or fees for Paytient cardholders.
With high interest credit cards, payday loans and other predatory medical financing options out there, it’s important to arm your team with a financially healthy option to pay for care.
Paytient drives measurable health equity impact—
While we see broad adoption of the Paytient card across eligible employee populations, those who live in below average income zip codes are 12% more likely to activate their card and 16% more likely to swipe their card to pay for care.
This is meaningful because below average income zip codes are where the CDC’s SDOH data shows higher incidence of mental health issues and chronic conditions like diabetes and asthma.
Paytient promotes early, less costly treatment.
In a 2023 survey, 67% of respondents said that without their Paytient card they would have delayed or skipped care.
The Paytient card helps people afford routine care, diagnostic imaging, prescriptions, and medical supplies to catch, treat, and manage conditions before they require more serious care like hospitalization.
Still have questions? We’ve got the answers.
Get to know us better.
See how Paytient works in this brief explainer video.
