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New partnership will provide thousands of Missourians with access to a Health Payment Account

Starting on June 1, Missourians who participate in the Chamber Benefit Plan will be able to utilize a new benefit called a Health Payment Account (HPA).

Starting on June 1, Missourians who participate in the Chamber Benefit Plan will be able to utilize a new benefit called a Health Payment Account (HPA).

JEFFERSON CITY, Mo.— Starting on June 1, Missourians who participate in the Chamber Benefit Plan will be able to utilize a new benefit called a Health Payment Account (HPA). Created by Paytient— a Columbia, Missouri based technology company— HPAs offer plan members the ability to access and pay for healthcare by smoothing out of pocket expenses over time.

This collaboration means members can seek earlier treatment, diagnostic care, and medications vital for chronic condition management before their deductible is met. In a 2024 survey of Paytient users, 54% of respondents said that they would have skipped some or all care without their Paytient card. The card can be used to pay both medical and pharmacy costs, and each transaction can be turned into a personalized repayment plan with no interest or fees.

Paytient will be available to nearly 45,000 Missourians through the Missouri Chamber of Commerce and Industry’s Chamber Benefit Plan. Members will gain access upon their renewal date starting June 1, with additional members gaining access on September 1, 2024 and March 1, 2025. The Chamber Benefit Plan provides health insurance to small- and mid-sized employers through a multiple employer welfare arrangement (MEWA) model. This model enables small businesses to join together and share in the overall claims risk by being part of a larger self-funded pool.

“We are incredibly proud to partner with Anthem and the Missouri Chamber of Commerce, here in our home state, to help more Missourians more easily get care, improve their health, and avoid preventable financial harm,” said Paytient’s founder and CEO, Brian Whorley. “We thank them for their leadership in recognizing it’s no longer enough to insure against catastrophic care— we must ensure access and an easier way to pay for everyday care whenever members may need it.”

Paytient has maintained a 90+ Net Promoter Score (NPS) and 4.9 stars on Trustpilot with glowing reviews. This experience creates value for employers as 64% of Paytient user respondents reported feeling more likely to keep their job and 92% were more satisfied with their health benefits overall.

“We are excited to partner with Paytient to offer this added benefit to nearly 4,000 covered groups,” said Brendan Cossette, plan administrator for the Chamber Benefit Plan. “Members tell us frequently how the Chamber Benefit Plan has stabilized and reduced their insurance costs while offering great coverage for their employees. This valuable partnership will further improve our members’ physical and financial health.”

The Chamber Benefit Plan is offered across Missouri to businesses with 2-50 eligible employees and administered by Anthem Blue Cross and Blue Shield in Missouri.

“Anthem is proud of our long relationship with the Missouri Chamber of Commerce and Industry and we are committed to innovative solutions to encourage members to access the healthcare they need, when they need it,” said Anthem president, Stephanie Vojicic. “Paytient’s HPA is the next generation of financial tools that can help keep members in better control of their healthcare.”

To learn more about the Chamber Benefit Plan and find a certified broker, visit mochamber.com/benefits.


The Missouri Chamber of Commerce and Industry is the largest business association in Missouri. Together with the Missouri Chamber Federation, the Missouri Chamber represents more than 75,000 employers. To learn more, go to www.mochamber.com, or follow us @MissouriChamber on Twitter.


Founded in 2018, Paytient is a technology company that’s transforming healthcare with solutions that redefine how people access and afford care. Paytient partners with 5,000+ employers, payers, and leading healthcare providers, including Hyatt, R.R. Donnelley, Cigna, Centene, and Dental Dental and will serve 25 million Americans by 2025.


In Missouri (excluding 30 counties in the Kansas City area) Anthem Blue Cross and Blue Shield is the trade name for RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. Independent licensees of the Blue Cross and Blue Shield Association, ®ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross Blue Shield Association.

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