Let’s help your people access and afford care.
Paytient’s Health Payment Account (HPA) empowers people to pay for care over time with no interest and no fees — ever.
1 : a Paytient cardholder.
2 : a person with the power to pay for care over time — always interest-free.
Most Americans have health insurance today, but increasingly high deductibles mean far too many Americans face the painful choice between physical and financial health if they get sick or injured.
We partner with thoughtful employers, payers, and local health systems to turn patients into Paytients — people empowered to care for their families.
The Paytient card is not a loan or another Buy Now Pay Later option. It’s a sponsored, interest-free line of credit that we call a Health Payment Account (HPA). It works alongside HDHPs, HSAs, FSAs, HRAs, and other health benefits to make it easier to pay for care.
Meet the Paytient Card.
Sponsor Paytient cards for your group alongside your health plan, HSA/FSA, and other health benefits to ensure your people always have a way to pay their out-of-pocket costs.
Once a member uses their card to pay for care, they’ll select a personalized repayment plan that turns their bill into a series of smaller payments over time — always without interest or fees.
How Paytient works for:
Employees receive a Paytient card they can use to pay out-of-pocket expenses for medical, dental, vision, pharmacy, behavioral health, and veterinary care4.
Cardholders swipe their card at the point of care and split their balance into easy-to-manage payments automatically deducted from future paychecks or another linked payment method.
Are you a broker or consultant? Right this way.
Members receive a Paytient card with their health plan that empowers them to pay out-of-pocket healthcare expenses4. In a crowded market, Paytient helps insurers differentiate their offering to attract and retain more members.
Health systems can subsidize the cost of the Paytient card for local employers who want to offer it to their teams. Employees can use the card to get care with the health system's facilities and physician groups, which helps attract more commercially-insured patients4.
– Vanessa R. Business Officer, Centralia Public School District
– Megan B., Marshall Municipal Utilities
– Kathy C., Plant Manager, Otscon Manufacturing
Meet the team
We’re a global team of world-class technologists, healthcare experts, and benefits leaders building a better way for every American to access and afford care for their family.
Our “remote with roots” model allows us to work where we thrive and gather as needed, often in our home office in Columbia, Missouri.