We use cookies to ensure the accessibility and functioning of our services, to analyze our visitors' behavior and to personalize their experience.
Update your preferences.

Unlock a world of healthier possibilities with Paytient.

Paytient is a interest-free, fee-free line of credit, offered at no cost to eligible employees in partnership with Garner Health.

Discover the different ways Paytient opens the door to care and split payments to fit your budget.1

ZERO Interest, Fees, and Credit ImpactClose up of someone's hand holding out the Paytient card to pay for care.
Trustpilot icon
Star Icon
Star Icon
Star Icon
Star Icon
Star Icon
4.9/5

Real stories. Real impact.
Hear from the thousands of members who use Paytient every day to access and afford care!

Right arrow
on your terms

All the perks. None of the pain.

Credit card icon
Interest-free, so you’ll only pay what you charge—not a penny more.
No credit icon
No credit check3 or fees to access the card.
Person icon
Choose the payment plan that works for you.

Let's get started!

Paytient is available thanks to your employer.

Aalto mobile app UI with two home listings and a title at the top saying 12 new matchesAalto mobile app screen showing Seller Q&A with collapsable questions and answersMobile screen showing a kitchen with a virtual tour badge
1

Sign up

Create your account, and your virtual card will be ready instantly.1 Download the Paytient app for easy access to your card information.

2

Swipe

Use your Paytient card to pay for care.2 To see where you can use Paytient, log in or open the Paytient app.

Pro tip! Find a Top Provider on the Garner Health app and make sure they are added to your list of Approved Providers before your appointment. This should ensure your costs will qualify for reimbursement from Garner.

3

Split

Split each transaction into a personalized repayment plan that works for your budget. Payments will be automatically deducted on the schedule you select, so you can set it and forget it.

no worries

Care paid your way.

Planned and prepared

Turn an unexpected out-of-pocket care expense into a planned, and affordable, repayment option - for free. Finally, health care is back on your terms!

We are here for you

Our Support Team is just a tap away. In-App support is available if you ever have a question, concern, or need to make a change.

get ready to swipe

Where can I use my Paytient card?

Medical

You can create interest-free payment plans for you and your family's medical expenses when you receive care when you pay with Paytient.

Doctors
Chiropractors
hospitals
Pharmacy

Keep your Paytient card in your purse or wallet, and never forget to use it to purchase prescriptions or over-the-counter medications at your favorite pharmacy.

prescription medications
Icon of a brain
Mental Health

Whether you’re meeting with a therapist online or in-person, you can use Paytient to pay for your visits.

Individual counseling
Couples therapy
Group sessions
Information icon
Pro tip! Find a Top Provider on the Garner Health app and make sure they are added to your list of Approved Providers before your appointment. This should ensure your costs will qualify for reimbursement from Garner.
A benefit you and your team will love
"I appreciate the opportunity to continue my health journey and not have to skip appointments due to high-cost co-pays due at time of service. The payment plan is greatly appreciated & affordable."

– Angelica D.

"It was so easy to pay my bill and then set up a payment plan. I love how the first payment isn't due the same day. It makes things so easy!"

– Robert C.

"The card was easy to use and the app explains everything very clearly. I love the option of automatic payments. Very convenient!"

– Monica B.

Arrow left
Arrow right
FAQ

Still have questions? We’ve got the answers.

Ready to get started?