Introducing a new way to pay for care

The Paytient card, offered by your Aetna CVS Health® health plan, provides members a flexible, interest-free way to pay for doctor visits, prescriptions, and more.¹

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Apply for your Paytient card today!

How it works

Your Aetna CVS Health® health plan now includes the Paytient card, giving you instant access² to $500 in healthcare spending power.

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Pay over time for the care you need with no interest, fees, or credit impact.

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Turn a $300 doctor visit into just $42 per month.^✢
Split a $200 prescription into $16 per month.^✢
Break down a $150 therapy session into $12 per month.^✢

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You decide how to pay — without worrying about upfront costs

Illustration of a group of people smiling and celebrating

The Paytient Promise

Our top priority is helping you get the care you and your family may need without compromise. That means there’s never interest or fees added to any payment plan you set up with the Paytient card.

Additionally, we never check your credit during the application process.

Frequently Asked Questions

Can I use this for my family/dependents?

Where can I use the Paytient card?

Does Paytient require a credit check?

Illustration of a mother holding her child and the Paytient card

Testimonials from actual members

“It was so easy to pay my bill and then set up a payment plan. I love how the first payment isn't due the same day. It makes things so easy!“

– Robert C.

“The card was easy to use and the app explains everything very clearly. I love the option of automatic payments. Very convenient!“

– Monica B.

“I appreciate the opportunity to continue my health journey and not have to skip appointments due to high-cost co-pays due at time of service. The payment plan is greatly appreciated and affordable.“

– Angelica D.

4.9/5

Real stories. Real impact.
Hear from the thousands of members who use Paytient every day to access and afford care!

A benefit designed for your financial well-being.

Manage out-of-pocket medical costs with confidence, knowing your budget stays intact.

A mother holding her baby as they both smile.

No interest or fees — ever.

Pay over time for care for the whole family without extra costs.

A woman holding her Paytient card as she celebrates managing out-of-pocket costs with confidence.

No credit impact.

Applying for the Paytient card won’t affect your credit score.

Father with his daughter who is getting a check up with her physician.

Works for everyday care.

Providers, prescriptions, mental health, and more.

Take control of your care

Access care you might have delayed or skipped.

Feel confident that you can get the care you need.

Keep your savings safe and avoid interest and fees.

Payment Calculator

Paytient Monthly Payment

$125.00

Estimated Interest Savings

$148.68

Cost of care:

Paytient repayment term:

month(s)

Feature	Paytient	Credit Card
Interest Rate	0%	22.8% (APR)
Fees	None	May vary
Total Cost	$1,000.00	$1,148.68

Paytient makes this comparison using the following assumptions to calculate savings:

We assume an average credit card APR of 22.8% based on the CFPB’s latest Credit Card Market Report.
We assume the cardholder pays 2% of the balance or $25.00, whichever is greater per month, and accrues interest until the total balance is repaid.

Refer to your Paytient account to see your credit limit and repayment terms.

BIG SAVINGS

Find out what you could be saving!

Spread your healthcare expenses and stack up savings with the Paytient card’s interest-free payment plans. Take our savings calculator for a spin and see the difference!

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FAQ

Still have questions? We’ve got the answers.

Who is eligible for Paytient?

Can I use the Paytient card to pay for previous medical bills?

Do I have to connect a bank account?

Who can use my Paytient card? Can I use it for my family?

How do I use the virtual Paytient card?

When do I get a physical Paytient card?

Your physical card will arrive at the address on file that you’ve provided to Aetna CVS Health within 7-10 business days after you have created your account. In the meantime, your virtual card can be accessed immediately within your account. You also have the ability to add this card to your smartphone's digital wallet for use at medical facilities and pharmacies that accept digital forms of payment (i.e. Apple Pay, Samsung Pay).

How do I activate my Paytient card?

Can I use my Paytient card at an ATM?

How do I report a problem with a transaction?

Ready to get started?

Apply for your Paytient card today with no impact to your credit score.

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1. The Paytient card works with providers in approved merchant categories, including select online merchants. Providers self-select their categories, which may not be categorized as expected. These categories vary by Sponsor. Check approved categories on my.paytient.com or the Paytient app. Some purchases must be made at specific points of sale, like pharmacy check-outs. Note: The card cannot be used for health insurance premiums.

2. The Paytient card is a line of credit that is subject to approval, and works with providers in approved merchant categories. All charges made to the Paytient card must be repaid according to the terms outlined in the cardholder agreement. We are required to confirm that you are able to afford your Paytient monthly minimum payments, and we do this by comparing your income to your expenses during your application. This will not affect your credit score.  For questions contact Paytient Member Support.

^✢Payment examples are based on 12 month repayment plan.

Paytient is not affiliated with Aetna and all services are provided by Paytient and not Aetna.
Paytient is the leading provider of Health Payment Accounts, a registered trademark of Paytient Technologies, Inc.
Paytient is available to eligible Aetna CVS Health® subscribers ages 18+ with active policies in MO, KS, IL. Subject to change. The sponsored credit limit is $500. Balances must be paid 12 mo. after the transaction occurred.