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Introducing a new way to pay for care

The Paytient card, offered by your Aetna CVS Health® health plan, provides members a flexible, interest-free way to pay for doctor visits, prescriptions, and more.1

Apply for your Paytient card today!

How it works

Your Aetna CVS Health® health plan now includes the Paytient card, giving you instant access2 to $500 in healthcare spending power.

Pay over time for the care you need with no interest, fees, or credit impact.

  • Turn a $300 doctor visit into just $42 per month.
  • Split a $200 prescription into $16 per month.
  • Break down a $150 therapy session into $12 per month.

You decide how to pay — without worrying about upfront costs

Paytient app notificationPaytient app notificationIllustration of a man on his phone
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The Paytient Promise

Our top priority is helping you get the care you and your family may need without compromise. That means there’s never interest or fees added to any payment plan you set up with the Paytient card.

Additionally, we never check your credit during the application process.

Frequently Asked Questions

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Testimonials from actual members
“It was so easy to pay my bill and then set up a payment plan. I love how the first payment isn't due the same day. It makes things so easy!“

– Robert C.

“The card was easy to use and the app explains everything very clearly. I love the option of automatic payments. Very convenient!“

– Monica B.

“I appreciate the opportunity to continue my health journey and not have to skip appointments due to high-cost co-pays due at time of service. The payment plan is greatly appreciated and affordable.“

– Angelica D.

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4.9/5

Real stories. Real impact.
Hear from the thousands of members who use Paytient every day to access and afford care!

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A benefit designed for your financial well-being.

Manage out-of-pocket medical costs with confidence, knowing your budget stays intact.

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No interest or fees — ever.

Pay over time for care for the whole family without extra costs.

A woman holding her Paytient card as she celebrates managing out-of-pocket costs with confidence.

No credit impact.

Applying for the Paytient card won’t affect your credit score.

Father with his daughter who is getting a check up with her physician.

Works for everyday care.

Providers, prescriptions, mental health, and more.

Take control of your care
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Access care you might have delayed or skipped.

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Feel confident that you can get the care you need.

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Keep your savings safe and avoid interest and fees.

Payment Calculator
Savings Calculator
Paytient Monthly Payment
$125.00
Estimated Interest Savings
$148.68
Cost of care:
$
Paytient repayment term:
month(s)
Feature Paytient Credit Card
Interest Rate 0% 22.8% (APR)
Fees None May vary
Total Cost $1,000.00 $1,148.68

Paytient makes this comparison using the following assumptions to calculate savings:

  • We assume an average credit card APR of 22.8% based on the CFPB’s latest Credit Card Market Report.
  • We assume the cardholder pays 2% of the balance or $25.00, whichever is greater per month, and accrues interest until the total balance is repaid.

Refer to your Paytient account to see your credit limit and repayment terms.

BIG SAVINGS

Find out what you could be saving!

Spread your healthcare expenses and stack up savings with the Paytient card’s interest-free payment plans. Take our savings calculator for a spin and see the difference!

FAQ

Still have questions? We’ve got the answers.

Ready to get started?

Apply for your Paytient card today with no impact to your credit score.