Interest-Free
Enjoy 0% interest and no fees when you pay over time for your healthcare expenses with Paytient.
Custom Repayment Plans
You choose how you'd like to pay Paytient back over time with small or large payments.
No Credit Check
We do not run your credit, you're already pre-approved thanks to your Ambetter plan.
Interest-Free
Enjoy 0% interest and no fees when you pay over time for your healthcare expenses with Paytient.
Custom Repayment Plans
You choose how you'd like to pay Paytient back over time with small or large payments.
No Credit Check
We do not run your credit, you're already pre-approved thanks to your Ambetter plan.
About Paytient
Health care, paid your way
Grow your HSA
Continue contributing to your HSA and let that Triple Tax Advantage work for you. You can take advantage of all of your options when it comes to paying for health care with Paytient.
Planned and prepared
Turn an unexpected out-of-pocket medical expense into a planned, and affordable, repayment option - for free. Finally, health care is back on your terms!
We are here for you
Our Support Team is just a tap away. In-App support is available if you ever have a question, concern, or need to make a change.
Pay over time with ease
With Paytient, you can feel confident in your every health care purchase. You choose the repayment plan that works for your family’s budget. You can split each qualifying expense into an interest-free payment plan with just the swipe of a card, and click of a button.
Doctor’s Office (Including Dental and Vision Providers)
Copays & Procedures
Reviews
What our members are saying
A benefit with real demand by employees
Jennifer B.
Paytient has been great to use. Especially being able to use my paycheck to pay off my bills.
Ron G.
Having Paytient has been amazing. It has made it where I am able to get my medications and pay for doctor visits in between pay days.
Liza T.
Gave me peace of mind that the bills are paid on time. Thanks!
Emily K.
Love the app!!! Very nice to have and very easy to use! It really helps when you have a big medical expense you do not want to spend that lump sum of money and this gives you that option to make those payments interest-free!
Sandra B.
It was so easy to pay my bill and then set up a payment plan. I love how the first payment isn't due today! It makes things so easy!
JacQuitta D.
Can set how many payments I want to make through my payroll deduction.
Frequently Asked Questions
How does Paytient work with my Ambetter Health Plan?
Paytient is here to partner with your current health plan by giving you an easy out-of-pocket payment option that puts you in control. Simply show your insurance card as you normally would, then use your Paytient card when it’s time to pay. Then, you’ll set up your zero-interest, fee-free payment plan right within the Paytient app.
Where can I use Paytient?
Your Paytient plan with Ambetter covers you and your family's medical expenses. Whether you’re seeing a family doctor, an online counselor, orthodontist, or receiving an eye exam, you can use your Paytient card to pay for it. This includes medical, dental, and vision care — as well as mental health care. Your Paytient card can be used to cover your copay or coinsurance at the time of treatment, including any additional fees or costs. You can also use your Paytient card to pay for any bills that you receive after your visit, whether the transaction happens online or over the phone. Paytient cannot be used to pay for insurance premiums, pharmacy, or veterinary expenses at this time.
Can I use Paytient to pay for previous medical bills?
If the bill is still being pursued by the provider, we will allow payment but if it returns a different MID code then we won't allow (general debt collector). We will rely on system controls around MID provider codes.
Do I have to connect a bank account?
In order to have access to your Paytient card, you will be required to securely connect your bank account, debit, credit, or HSA/FSA card within the app! This is the account from which your automatic payments will be withdrawn after you use the Paytient card for a transaction!
Can I use this for my family/dependents?
Absolutely. You can use Paytient for your family as long as they are also insured by your Ambetter Health Plan!
How do I use the virtual Paytient card?
To view your virtual card number, click the purple card in the Paytient app and your card number will appear on your screen. You can add this number to your smartphone's digital wallet or show the card for the doctor or pharmacy to type into their payment system.
When do I get a physical Paytient card?
Your physical card will arrive at the address on file with Ambetter Health within 7-10 business days after you have created your account. In the meantime, your virtual card can be accessed immediately within your account. You also have the ability to add this card to your smartphone's digital wallet for use at medical, dental and vision care facilities that accept digital forms of payment (i.e. Apple Pay, Samsung Pay).
How do I activate my Paytient card?
Once your physical card arrives, you'll text the last four digits of your card from your phone to 573-269-3836 to activate! You can also activate your Paytient card within the app by swiping to the white card on your home screen. Once you see the card, press and hold, and then enter the last four digits of your card.