Break the Cycle
Removing Financial Barriers to Care
Cost of Care Increases
Forces employees to choose between their physical and financial wellness
Health Insurance Premiums Rise
Naturally when the cost of care increases, health insurance premiums continue to rise
Cost Sharing & Member OOP Increases
Click the newest transaction that appears on your home screen
Unintended Consequences
$200B in uncollected payments to providers, delayed or foregone care, and more
Paytient has been great to use. Especially being able to use my paycheck to pay off my bills.
Jennifer B.
Paytient user
Having Paytient has been amazing. It has made it where I am able to get my medications and pay for doctor visits in between pay days.
Ron G.
Paytient user
Gave me peace of mind that the bills are paid on time. Thanks!
Liza T.
Paytient user
Love the app!!! Very nice to have and very easy to use! It really helps when you have a big medical expense you do not want to spend that lump sum of money and this gives you that option to make those payments interest-free!
Emily K.
Paytient user
It was so easy to pay my bill and then set up a payment plan. I love how the first payment isn't due today! It makes things so easy!
Sandra B.
Paytient user
Can set how many payments I want to make through my payroll deduction.
JacQuitta D.
Paytient user
How it Works
Swipe. Click. Split.
Employees swipe their Paytient card to pay for any out-of-pocket medical, dental, vision, mental health, or veterinary expense.
They click the notification that appears on their home screen.
Then, they split the transaction into an easy payroll-deducted payment plan over the amount of time they choose.
No interest. No fees. No credit check. No, really.
* Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore the transactions may not be categorized as a medical expense as you might expect.
Effortlessly generous
Manage which team members have Paytient in their wallet, and review usage reports right from our dashboard
- Automated deduction process
- We handle and recoup any borrowed funds after an employee leaves
Peace of mind in your employees' wallets
With access to funds instantly, Paytient brings your employees access to care earlier. They choose how they'd like to pay back what they use.
- Make plan design changes healthier for your team
- An "All-in-One" benefit for Medical, Dental, Vision, Mental Health, and Veterinary
- Employees gain access to care instantly
- No Cost to Employees
Resources
July 1st, 2021
A High-Impact, Low-Cost Addition to Your Employee Wellbeing Program
It pays for employers to help employees to take control of their health, and take preventative measures to avoid the chronic health issues that affect so many Americans.
Read More
April 12th, 2021
How Paytient Pays for Itself
Paytient is a benefit that employers can provide for their employees that can both increase access to healthcare and make it more affordable.
Read More
May 28th, 2021
Why does choosing a health plan have to be so hard?
It pays for employers to help employees to take control of their health, and take preventative measures to avoid the chronic health issues that affect so many Americans.
Read More
FAQ
Still have questions? We've got the answers
What if an employee leaves my company and owes a balance?
Paytient assumes all the risk for the line of credit given to employees. If an employee leaves, we will contact them to figure out the best way for them to continue their payments outside of payroll deduction.
How does Paytient work with tax-advantaged accounts (HSA/FSA)?
Paytient supplements existing HSA/FSAs. We create financial flexibility so members can make the most of their tax-advantaged accounts - often by leveraging Paytient to afford care in excess of their FSA funds, paying for care before they have accrued sufficient HSA balances, and avoid spending down their HSA to allow their funds to grow over time. Paytient also addresses additional care costs that are not covered by FSA or HSAs.
Where can my employees use Paytient?
Your employees can use Paytient at any medical, mental health, dental, vision, or veterinary provider that accepts VISA!
How much does this cost my employees?
Employees pay back what they use on the Paytient card and not a penny more!
Does Paytient require a credit check?
Nope! We will not run a credit check on you or your employees to issue this line of credit for them.
Can employees use Paytient at Out-of-Network providers?
With Paytient, there is no such thing as an "Out-of-Network" provider! Employees are able to use Paytient for themselves or for their families at any care provider that can accept VISA.
As an employer, what do I need to do to implement Paytient?
Paytient seamlessly connects with employers' payroll systems by matching employers' preferred deduction method and following their business-as-usual processes. Allowing you and your HR team to be effortlessly generous this enrollment season.